Marquis welcomes the opportunity to work with you to review your current insurance policies and potential insurance needs. We will carefully review your current insurance policies and advise you as to the adequacy of the protection you currently have in place, and will make recommendations for the purchase of additional insurance or termination of policies in force as appropriate.
While Marquis does not sell insurance, our Financial Advisors hold State Life, Health, and Variable Annuity licenses. Through the licensure process, we have gained critical knowledge that we use to assist the client in the purchase of the right policy, and for the right price. If the purchase of additional insurance is recommended, we will generally refer the client to their insurance agent, or to an agent we recommend, and then will help the client select the best policy to meet their needs.
Insurance Review Services include but are not limited to:
Click on each service below for detailed information
Life & Health (Individual & Group)
- Provide for a child or grandchild’s education
- Provide for living expenses for a surviving spouse or family
- Pay off existing loans or mortgages
Health Insurance provides a way to help defray the rising cost of medical expenses. It pays for hospital and doctors visits, surgical procedures, prescription drugs, and other medical related costs. Most individuals and families purchase health insurance as a part of an employer sponsored group plan. Even so, many times, the individual or family has several options from which to choose. At Marquis our review of your existing policy and the other options available to you, will help you decide which policy best fits with your needs.
Long Term Care
Key Person and other Business Continuance Insurance
Life insurance is most commonly used as a funding medium for a buy-sell agreement. In the event of an untimely death of a business partner, the insurance policy would allow the remaining partners to purchase the late partner’s ownership interest, an action that is in the best interest of both the business and the late partner’s family.
Business Overhead insurance is a form of disability insurance which allows the business to pay its overhead expenses, including employee’s salaries, in the event of an injury or disability to a key employee or business owner.
While these are the most common forms of key person and business continuance insurance, there are other niche types of insurance that may fit your business needs. Marquis will work with the client to understand their business, and any potential insurance needs.
Disability (Individual or Group)
- Either diminished or total loss of income because the individual is unable to work
- Medical expenses from the illness or injury.
A long-term disability insurance policy can help protect against such losses by guaranteeing a replacement source of income for a specified period of time, or until age 65.